Use cases

From US↔India freelancers to agent micropayments — same Money and escrow primitives.

Cross-border freelancer

Invoice a client abroad. They pay via Bruce checkout or invoice link. You settle in Money. Escrow protects both sides for project work.

sequenceDiagram
  participant F as Freelancer
  participant C as Client
  participant B as Bruce
  F->>B: Create invoice or checkout
  F->>C: Share pay link
  C->>B: Fund escrow
  F->>C: Deliver work
  C->>B: Release or auto-release
  B->>F: Money available

Agency / consultancy

• Multiple invoices and checkouts under a Business org.
• KYB when required; API keys for ops automation.
• Team-oriented control plane via API/MCP without living in the dashboard.

Online store

• WooCommerce gateway or Shopify app.
• Orders move on checkout.funded / checkout.released.
• HTML Buy with Bruce button for custom sites.

Individual seller

Profile Offerings use the same escrow checkout as businesses — no org required for the basic path.

AI agent

flowchart LR
  Agent[AI agent] --> Policy[Spend policy]
  Policy --> MCP[MCP or API]
  MCP --> Pay[Instant USDC or escrow]
  Pay --> Peer[User store or agent]

• Micropayments (A2A), tips (A2I), freelance escrow (A2B).
• See agent recipes.

Primary corridor

Early focus: US ↔ India freelancers and agencies. Compare fees narrative on bruce.money/compare — Bruce remains 0% fees.